STATE OF GEORGIA, BIBB COUNTY, CITY OF MACON
                                              AD VALOREM TAX STATEMENT
                                                                              THOMAS W. TEDDERS, JR.
                                                                              TAX COMMISSIONER
             RUN DATE 08/16/2002         TAX YEAR = 2002                    OFFICE PHONE # 478-621-6500

          OWNER NAME         GINN HEATHER & JOHN F           ACCOUNT NUMBER    W09740-001
          PROPERTY ADDRESS   2730 VINEVILLE AVE TAX DISTRICT      1
          100% VALUE          108,000      EXEMPTION CD      S0
          40% VALUE           43,200      MORTGAGE CD       23(NOTE 1)
          MAP/ROUTE          O072-0237      MILL RATE 38.2513      MAP CODE          200 A2
          PROPERTY DESC      
                          
                                       STATE         COUNTY           CITY         SCHOOL
          BOND TAX                 22.46 49.79
          REGULAR TAX 10.80 637.86 862.36 682.51
          LATE FILING PENALTY                
          TOTAL TAX 10.80 637.86 884.82 732.30
          SALES TAX CREDIT 68.75- 544.58-
          HTRG CREDIT
          NET TAX 10.80 569.11 340.24 732.30
          CURRENT AMOUNT DUE--------> 1,652.45
          
          
          
          
          
          
          
           .00
 
      
          NOTE 2: GROSS MILL RATE FOR 2002    52.4486
           REDUCTION IN MILL RATE FROM PRIOR YEAR SALES TAX 14.1973
           NET MILL RATE SET FOR 2002 38.2513
          
           NOTE 1
          IF MORTGAGE CODE
          IS PRESENT, YOUR MORTGAGE
          COMPANY HAS BEEN NOTIFIED

                          RETURN THIS PORTION WITH YOUR 2ND INSTALLMENT PAYMENT
           TAX YEAR     ACCOUNT #       2ND INSTALLMENT    DUE DATE                             AMOUNT PAID
                                           AMOUNT
               2002     W09740-001    826.22        11-15-2002
  
                  INTEREST ACCRUES AFTER 11/15/2002     
 
                  GINN HEATHER & JOHN F
                  2730 VINEVILLE AVE
                     
                  MACON GA 31204-2830   

                          RETURN THIS PORTION WITH YOUR 1ST INSTALLMENT PAYMENT
           TAX YEAR     ACCOUNT #       1ST INSTALLMENT    DUE DATE          TOTAL DUE          AMOUNT PAID
                                           AMOUNT
               2002     W09740-001    826.23        09-26-2002    
 
                  INTEREST ACCRUES AFTER 10/25/2002                 
 
                  GINN HEATHER & JOHN F
                  2730 VINEVILLE AVE
                  
                  MACON GA 31204-2830