STATE OF GEORGIA, BIBB COUNTY, CITY OF MACON
                                              AD VALOREM TAX STATEMENT
                                                                              THOMAS W. TEDDERS, JR.
                                                                              TAX COMMISSIONER
             RUN DATE 08/16/2002         TAX YEAR = 2002                    OFFICE PHONE # 478-621-6500

          OWNER NAME         FAVORS TERRY & PATTY           ACCOUNT NUMBER    S47580-001
          PROPERTY ADDRESS   1844 ROCKY CREEK RD TAX DISTRICT      2
          100% VALUE          43,100      EXEMPTION CD      S0
          40% VALUE           17,240      MORTGAGE CD       23(NOTE 1)
          MAP/ROUTE          N104-0012      MILL RATE 32.9445      MAP CODE          407 A2
          PROPERTY DESC      
                          
                                       STATE         COUNTY           CITY         SCHOOL
          BOND TAX                 19.87
          REGULAR TAX 4.31 298.84 272.37
          LATE FILING PENALTY                
          TOTAL TAX 4.31 298.84 292.24
          SALES TAX CREDIT 27.43-
          HTRG CREDIT
          NET TAX 4.31 271.41 292.24
          CURRENT AMOUNT DUE--------> 567.96
          
          
          
          
          
          
          
           .00
 
      
          NOTE 2: GROSS MILL RATE FOR 2002    34.5358
           REDUCTION IN MILL RATE FROM PRIOR YEAR SALES TAX 1.5913
           NET MILL RATE SET FOR 2002 32.9445
          
           NOTE 1
          IF MORTGAGE CODE
          IS PRESENT, YOUR MORTGAGE
          COMPANY HAS BEEN NOTIFIED

                          RETURN THIS PORTION WITH YOUR 2ND INSTALLMENT PAYMENT
           TAX YEAR     ACCOUNT #       2ND INSTALLMENT    DUE DATE                             AMOUNT PAID
                                           AMOUNT
               2002     S47580-001    283.96        11-15-2002
  
                  INTEREST ACCRUES AFTER 11/15/2002     
 
                  FAVORS TERRY & PATTY
                  1844 ROCKY CREEK RD
                     
                  MACON GA 31206-3916   

                          RETURN THIS PORTION WITH YOUR 1ST INSTALLMENT PAYMENT
           TAX YEAR     ACCOUNT #       1ST INSTALLMENT    DUE DATE          TOTAL DUE          AMOUNT PAID
                                           AMOUNT
               2002     S47580-001    284.00        09-26-2002    
 
                  INTEREST ACCRUES AFTER 10/25/2002                 
 
                  FAVORS TERRY & PATTY
                  1844 ROCKY CREEK RD
                  
                  MACON GA 31206-3916